Ways to Give
When you make an outright gift to the Campaign for USC Occupational Science and Occupational Therapy, your contribution can be put to work immediately — by providing immediate funding for current programs, by expanding the Division of Occupational Science and Occupational Therapy’s endowment, or by establishing a designated account earmarked for a specific purpose. An outright gift may be composed of almost any value asset. Better yet, gifts of $50,000 and more qualify the donor for membership in USC Associates, the University’s premier academic philanthropic association dedicated to the advancement of knowledge. Learn more about USC Associates.
Gifts of Appreciated Securities, Stocks, and Bonds
These gifts provide considerable tax advantages when transferred to USC prior to being sold. If you have held your securities for more than one year, you may find that your gift will provide a twofold tax benefit, creating an income tax deduction as well as helping avoid capital gains taxes due upon their sale. If you wish to transfer stocks from a broker’s account, USC has accounts with major brokerage firms to facilitate an easy transaction. If you wish to make a gift of physical securities on hand, physical stock certificates may be sent by certified mail or overnight express, with endorsement on the back of the certificate(s) exactly as stated on the face of the certificate(s). Do not fill in any other blanks. No stock power is necessary as long as you do not fill in the University’s name on the back.
Gifts of Real Estate
Including personal residences, second homes, income property, and vacant land, gifts of real estate can offer a wide variety of tax and other benefits. Whereas most people give their entire interest to USC, it is also possible to give only a portion of the property (an undivided percentage interest) while retaining the remainder for other purposes.
Gifts of Personal Property
Including rare books, works of art, valuable collectibles, and tangible items of demonstrable value, gifts of personal property in some cases may enable you to make a significant gift to support USC with outstanding tax benefits to you. Likewise, gifts of intangible personal property such as copyrights, patents, and mineral rights, can generate income for the program of your choice on a continuing basis.
An easy way to double or even triple your donation to USC is to find out if your employer has a matching-gift program. Such programs typically match all or a percentage of employee contributions to charitable organizations, making the employer a partner in employees’ personal philanthropy. Simply obtain a matching-gift form from your employer’s personnel office, fill it out, and provide it to USC along with your contribution.
USC welcomes your gift through a pledge, a formal statement of intention to make a gift to the University. With a pledge, you may complete your gift by making regular payments over time, allowing you to give more generously than you originally may have considered. Even more, each payment on your pledge is eligible for an income-tax charitable deduction
Planned gifts offer you an easy way to mark your legacy at USC, that is, to defer a gift until after your lifetime, avoid taxation on retirement plan assets, avoid capital gains tax on the sale of a home, or give a gift of property but continue to reside there.
Bequests allow you to secure your legacy by making a gift to USC through your will or living trust. A bequest is one of the simplest ways to remember those Trojans and university programs you care about most.
Charitable Remainder Annuity Trust
You place assets into a trust (usually a minimum of $100,000) from which you receive a life income at a fixed amount. After your lifetime, and the lifetime of a surviving beneficiary, if desired, the trust remainder goes to USC.
Charitable Remainder Unitrust
This works like an annuity trust, except that the income you receive varies each year based on a set percentage of the value of the trust assets, redetermined each year.
Memorials and Endowments
Discover a powerful way to make a gift to us in your name or in the name of a loved one while realizing tax benefits for your kindness. Endowment principles grow each year and 5% is used annually after the first year to support the program of your choice.
Retained Life Estate
Your home can make a valuable gift, even while you are still living in it, and even if you want your spouse or other survivor to live there for life. This arrangement is called a retained life estate. Make a gift to the Campaign for USC Occupational Science and Occupational Therapy of a remainder interest in your home, and receive sizable tax benefits now while continuing to live in your home for your lifetime.
Charitable Lead Trusts
If your goal is to provide an inheritance for your children, but you also want to make a significant charitable gift through your estate, a charitable lead trust can help you satisfy both objectives. A charitable lead trust can provide a significant charitable gift through your estate while also providing an inheritance to your children. Make a donation now while reducing the future tax burden for your heirs.